What would you tell the 30-year old divorcee with 30k of debt?

Jason writes:
I’m 30.
Just divorced. Not fun.
$30k in debt. Freaking me out.
I have an old 401k that I rolled over from a previous company into Sharebuilder. Value $8,500.
I’m very inclined to withdraw the cash with penalty and pay off a higher interest credit card (13%). I know that mentally and emotionally it will make me feel [...]

Announcing the Scrooge Strategy: Premium savings tips

Today I’m thrilled to announce something new called The Scrooge Strategy.

In November 2008, I launched the Save $1,000 in 30 Days Challenge, where I offered ultra-tactical tips to save money and earn money using on credit cards, gas, automated savings techniques, and more. (See all the tips.) It turned out to be a huge success. [...]

Reminder: $2,500 scholarship applications due Thursday, 1/15

Last-minute reminder: Applications for the I Will Teach You To Be Rich Scholarship are due this Thursday, 1/15.

I’m funding a pro-social entrepreneurial project with $2,500, plus mentoring and resources. I charge $10,000-$15,000 per talk, so I hope both are useful.
One last thing: When I was in high school and people were talking about applying [...]

Tip #30: How I’m saving $25,000+ in 2009

This is Tip #30 of of the Save $1,000 in 30 Days Challenge. (See past tips.)
Today, on this last post of the Challenge, I decided to write down some of the ways I’m saving money in 2009. Alone, each doesn’t seem like much. Together, they add up to a rough estimate of about $25,000 of [...]

The first post of 2009 — How to dominate your personal finances

This year is going to be awesome. I can tell you this for sure, because this year we’re going to:

Learn how to automate your money — one of the most important parts of making sure you hit your money goals consistently
Have crystal-clear answers for the most common personal-finance questions: “Should I buy or rent?” [...]