The point of being rich

December 25th, 2008

Maybe it's the holidays, but today instead of ranting and screaming at someone on this site, I decided to dig up one of my favorite posts: What are we doing on this site? Yes, I read my own posts sometimes. Anyway, for those of you who haven't been around since the early days, I wrote that on the day I ...

Tip #29: Stop being a loser and pay money to save money

December 18th, 2008

This is Tip #29 of of the Save $1,000 in 30 Days Challenge. (See past tips.) Today's tip is to spend money on things that will save you money in the long term. Too many people think that "saving money" is about cutting costs relentlessly until they can cut no more. And then...what? Who wants to live like ...

Tip #28: Use price-protection guarantees to always get the lowest price

December 18th, 2008

This is Tip #28 of of the Save $1,000 in 30 Days Challenge. (See past tips.) Today's tip is to use a featured called "price protection" whenever possible, which lets you protect yourself from price drops. In plain terms: If you buy something and the price goes down, the company will refund you the difference. Price protection is something ...

Announcing the I Will Teach You To Be Rich scholarship for $2,500

December 16th, 2008

Today I'm THRILLED to announce the I Will Teach You To Be Rich Scholarship for Social Innovation. You can read the details at the scholarship site, but I want to take a few minutes to talk about giving back. Why wait for a mythical day? When I first launched this scholarship in 2006, people thought it was ridiculous for a ...

My Free Insider's Kit will show you how to earn more money

Here are the winners of the free-book giveaway

December 12th, 2008

Last week, I did my first webcast. Don't worry if you missed it -- there will be more. More than 200 people watched (for 2 hours!), and in exchange for them showing up on a Saturday morning, I said I'd give away a free book to anyone who left me an awesome comment on this post. Here are the winners: ...

Recent Twitter posts: Credit score, tipping, credit cards, elasticity of toilet paper

December 10th, 2008

Every day, I post micro-blog posts at http://twitter.com/ramit. Usually it's quick stuff -- sometimes personal finance-related, sometimes not. Here are a few of my recent ones: @AndieSpeak I dunno, I just use MyFico for $10. Or try CreditKarma.com. It's about the price of 1 lunch! 12:24 PM Dec 5th from web in reply to AndieSpeak ...