The Money Diaries: The 25-year old restaurant worker on his way up

November 28th, 2008

Today is another post in the Money Diaries series, which is based off New York Magazine’s Sex Diaries. We’ve collected stories from real people about their spending habits over seven days, anonymized them, and posted them here. Today's post is by a 25-year old married man who works at a restaurant but is looking for bigger and better ...

Tip #22: Analyze your progress in the 30 Day Challenge

November 26th, 2008

This is Tip #22 of of the Save $1,000 in 30 Days Challenge. (See past tips.) Today's tip is to step back from the day-to-day tips and analyze how well you're doing overall in the 30 Day Challenge. (Note: Don't forget to scroll down for the pictures of how I've been doing in the Challenge.) It's easy to get ...

Tip #21: Save thousands by pre-paying your debt

November 25th, 2008

This is Tip #21 of of the Save $1,000 in 30 Days Challenge. (See past tips.) Today's tip is to save money on interest payments by paying a little extra off your loan each month. Because loans are usually large amounts spread out over many years, the savings can be significant. The longer the loan, the more you save. ...

Tip #20: Change the date of Christmas

November 25th, 2008

This is Tip #20 of of the Save $1,000 in 30 Days Challenge. (See past tips.) This is a guest post by Erica Douglass, who blogs at erica.biz. She recently sold her web-hosting company for over $1m. I really hate traveling during the holidays. Packed airports, delayed or cancelled flights, bad weather, and miserable attitudes -- if this ...

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Tip #19: Save Money, Eat Well and Look Hot in Less Than an Hour

November 23rd, 2008

This is Tip #19 of of the Save $1,000 in 30 Days Challenge. (See past tips.) This is a guest post by Susan Su. I'm a snob. I eat organic food, love designer clothes, buy premium pet food, and hate Old Navy. But, I'm also one of the cheapest people I know (apart from my Chinese mother - who ...

Tip #18: No Christmas gifts this year

November 23rd, 2008

This is Tip #18 of of the Save $1,000 in 30 Days Challenge. (See past tips.) Today's tip is to skip the expensive Christmas gifts this year -- which cost the average American over $850 last year -- and instead give something more meaningful this year. Quick link: NoChristmasGiftsThisYear.com The economy is horrible. People are in debt and ...