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How to get bank fees waived and overdraft fees refunded

Want to keep your money out of the big banks' pockets and in your own? Here's how I negotiated out of a $20 overdraft fee and a $27.10 finance charge from Wells Fargo. I accidentally overdrafted a couple weeks ago. Overdrafting is when you don't have enough money in your checking account to pay off your bills, so your ...

Some interesting links I’ve been reading lately (rich people, vapid people, funny CEOs)

Natasha Mitra: "I love to consume. Consuming is my specialty." Wow. Conscious spending be damned, I can't imagine anyone more uninteresting and vapid. How to get started investing with just a few dollars. Jonathan Clements of the Wall Street Journal is one of the best personal finance writers today. Splitting the check amongst a big party is never fair. A ...

BS teaser rates: More typical bank behavior

I have become increasingly turned off by big banks (I use Wells Fargo). Maybe it's the 80% of my friends who hate dealing with their banks. Or the nickel-and-dime fees that produce $50 billion in fees per year for banks ("more than twice the total of a decade ago") (link via Consumerist). That's why online banks like ING (which I ...

Ben’s book on entrepreneurship is out today, and it’s good

My friend Ben Casnocha's book on entrepreneurship is out today. Congratulations for making it to the #1 Movers and Shakers list on Amazon (up 16,578%!). I read the galleys of My Startup Life. The final book is even better, with tons of insights about entrepreneurship (see below). FYI, Ben founded his tech company, Comcate, at the age of 14. ...

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My analysis was incomplete (but it was there)

Last week I posted about the financial planner who I thought had a horrible marketing strategy. I made the assumptions and asked people what they thought, and the comments pointed out a bunch of things I had forgotten (note to students: don't be a dumbass like me and forget to include revenues after the first year). A few takeaways for ...

Site acting weird, I’m looking into it

A few readers wrote to tell me that links are broken on iwillteachyoutoberich. I'm looking into it. [Edit]: Fixed. Comments (and everything else) work again.