I've written about the importance of creating a budget before. But I just got an email with another idea:
Regarding savings and expenses - there's an easier way to manage. Most people have trouble keeping track of expenses. The easier way? Just decide how much you want to save each month and automatically transfer that into savings then spend the rest. No need for complex expense management.Phil
It's still a good idea to know exactly how your spending is breaking down, but this is a great first step to saving money. I really like his idea of saving first, then spending what's left.
